I would have an emergency fund ready, (if you have family in the area perhaps that fund could be slightly smaller due to perhaps housing daycare help), but in general have a small bit in an accessible savings account to last a couple months of bills, slightly more in a short term deposit (say 1 2month), and slightly more in a longer term deposit (say 90 120days). That way in case of emergencies you can quickly access enough for a couple of months and then still have access to the rest in a relatively short term. As you mentioned looking for a home likely I would want to keep the bulk of savings for a deposit in a relatively safe conservative type investment.
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